Retirement means many things to many people. To some people, retirement is the time of freedom from job or work and full-time engagement in leisure and enjoyment. To others, retirement means a lot of worry about time to spend and their finances. It is sure that after retirement your incomes will fall drastically because your ability to find another job with similar income will be limited. Your problems will double if you have not planned your retirement early. It is wise to plan one’s retirement while being active in a job or profession.
You should plan your income during your retired life. You may select a pension plan from a good organization. A pension from a pension plan will keep you in good stead. Any wise person who is going to retire or he is planning a future will not fail to have a pension plan. If you fail to plan you plan to fail.
You should prepare for a different quality of life when your energy level will be low and will be needing more medical attention and care. You should foresee social life also after retirement. If you have some hobby or some desire to do something such as social work, you may implement them during the years of your retirement.
You should be active and energetic physically and mentally post-retirement. You have worked all your life. Now is the time to enjoy life as much as you can in your way. If you want to pursue a hobby you can do that. You may engage yourself in some social activity that will be psychologically rewarding. You may go for regular walks and enjoy the pleasing breeze early morning. Or, you may spend your time with little children in the family or in the neighbourhood.
You should plan your days and go according to a routine. A routine will keep you active and give you a purpose of existence. You should divide your time between activity and leisure. Have sufficient rest, do some meditation or yoga to keep yourself fit. If you like visiting temples or church you may do so and connect with the almighty.
It’s good to stick to your financial planning during your days of retirement. You may educate yourself on finances with the help of some expert. It will be adding to your gainful moments. You may know things you couldn’t during your active life in job or business.
You may take a part-time job to consolidate your income. You may acquire some new skills and put them to some gainful or meaningful use. You may travel to the places you like to visit again or you have never been before but have always wanted to visit. You will have quality time over there meeting new people if you like.
So, retirement is the beginning of a new life. It is not the end but a new beginning. You can recollect happy memories and spend your time blissfully with family and friends.